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2022 Medicare Advantage Plan Options

 

 

 

 

 

 

 

 

Tiered benefit packages

Tiered benefit packages offer simplicity when selecting a comprehensive plan personalized to meet your unique needs. Our portfolio presents different benefit levels categorized into Basic, Standard, and Premium tiers.


 HMO vs. PPO: How to choose what's right for you!

Choose an HMO if you stay mostly local.

Receive care from doctors and hosptials within the plan's network, except for emergency or urgent care.

Choose a PPO if you travel

Receive care within a network of doctors and hospitals, or use out-of-network doctors and hospitals for covered services.

Compare Plans

basic

Compare

Senior Blue Basic (HMO)

PRIMARY/SPECIALTY
$15/$45

DRUG DEDUCTIBLES
$0 Tiers 1-2
$350 Tiers 3-5

INPATIENT HOSPITAL
$400 per days 1-5
$2,000 OOP max per year

basic

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

Senior Blue 601 (HMO)

Get lower out-of-pocket costs and coverage recognized nationwide.

PRIMARY/SPECIALTY
$5/$45

DRUG DEDUCTIBLES
N/A

INPATIENT HOSPITAL
$290 per day for days 1-7, $2,030 OOP Max per year

standard

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

BlueSaver (HMO)

Pay a $0 monthly premium and have access to a full network of doctors and hospitals.

PRIMARY/SPECIALTY
$5/$36

DRUG DEDUCTIBLES
$0 Tiers 1-2
$290 Tiers 3-5

INPATIENT HOSPITAL
$360 per days 1-5
$1,800 OOP max per year

standard

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

Freedom Nation (PPO)

PRIMARY/SPECIALTY
$5/$35

DRUG DEDUCTIBLES
Tier 1-2: $0, Tier 3 - Tier 5: $290

INPATIENT HOSPITAL
$370 per day for days 1-5,
$1,850 OOP Max per year

standard

Compare

MONTHLY PREMIUM

$26

MONTHLY PREMIUM

$26

premium

Compare

Senior Blue Select (HMO)

Get a low monthly premium, prescription drugs, and coverage recognized nationwide.

PRIMARY/SPECIALTY
$5/$30

DRUG DEDUCTIBLES
Tier 1-2: $0, Tier 3 - 5: $175

INPATIENT HOSPITAL
$335 per day for days 1-5, $1,675 OOP Max per year

premium

Compare

MONTHLY PREMIUM

$59

MONTHLY PREMIUM

$59

premium

Compare

Senior Blue 651 (HMO)

Get lower out-of-pocket costs, prescription drugs, and coverage recognized nationwide.

PRIMARY/SPECIALTY
$0/$25

DRUG DEDUCTIBLES
N/A

INPATIENT HOSPITAL
$225 per day for days 1-7, $1,575 OOP Max per year

premium

Compare

MONTHLY PREMIUM

$121

MONTHLY PREMIUM

$121

premium

Compare

Forever Blue Value (PPO)

Pay a lower premium and have the freedom to see any doctor or hospital that accepts Medicare nationwide. Costs may be higher out of network.

PRIMARY/SPECIALTY
$10/$30

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$250 per day for days 1-7,
$1,750 OOP Max per year

premium

Compare

MONTHLY PREMIUM

$146

MONTHLY PREMIUM

$146

premium

Compare

Forever Blue 751 (PPO)

Pay in-network copays for all plan-covered services when you receive care outside of Western New York with BlueCard travel.

PRIMARY/SPECIALTY
$5/$25

DRUG DEDUCTIBLES
N/A

INPATIENT HOSPITAL
$205 per day for days 1-7,
$1,435 OOP Max per year

premium

Compare

MONTHLY PREMIUM

$205

MONTHLY PREMIUM

$205
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Call us at 1-833-735-4511
(TTY 711)

Oct. 1 - Mar. 31:
8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30:
8 a.m. - 8 p.m., Mon. - Fri.
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Need More Information?

Request a copy of our full sales brochure to help weigh your Medicare Advantage plan options

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Meet with Us

Get help in person by visiting a Medicare Center, or virtually by attending a Community Meeting

Would you like to view all plan details?

Interested in our plans?

We're here to help! You can request a copy of our full sales brochure to help weigh your Medicare Advantage plan options.

Speak to an expert

Questions? A BlueCross BlueShield Benefit Consultant is here to help!

1-833-735-4511 (TTY 711)

October 1 - December 31
8:00 a.m. - 8:00 p.m., 7 days a week

January 1 - September 30

8:00 a.m. - 8:00 p.m., Monday - Friday

Request information by email

Recieve Medicare Advantage plan information by email. 

Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) is a trade name of Highmark Western and Northeastern New York Inc., an independent licensee of the Blue Cross Blue Shield Association. Highmark BCBSWNY is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. Highmark BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711).

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Content last updated: October 15, 2021