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Senior Blue 651 (HMO)

Our Senior Blue 651 (HMO) Medicare Advantage Plan is designed to make Medicare easy for you. With lower out-of-pocket costs, prescription drugs, and coverage that's recognized nationwide, you can rest easy knowing that you're covered and your claims will be paid with no work on your part. 

Senior Blue 651 (HMO)

Get lower out-of-pocket costs, prescription drugs, and coverage recognized nationwide.

PRIMARY/SPECIALTY
$0/$25

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$225 per day for days 1-7, $1,575 OOP Max per year

MONTHLY PREMIUM

$120

MONTHLY PREMIUM

$120

Senior Blue 651 (HMO) Plan Details

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Primary Care Doctor/Specialist

Primary Care Doctor Specialist
$0 $25
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Use our new Find a Doctor tool to discover if your doctor, specialist, or facility are in-network.

If they are not in-network, you can search to find one that is in our network of providers. 

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Part D Prescription Drugs

 
 
Drug Deductibles  $0
Part D Prescriptions: Preferred Pharmacy Standard Pharmacy
Tier 1 $2 $7
Tier 2 $10 $15
Tier 3 $42 $47
Tier 4 $94 $100
Tier 5 33% 33%
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$0 Tier 1 Generics with Convenient Home Delivery

$0 copay for a 90-day supply of Tier 1 preferred generic medications delivered for free through Express Scripts® mail order during the initial coverage stage.

The Medicare Part D Coverage Gap
The 'coverage gap' or 'donut hole' is a Part D drug coverage stage the changes what you pay for prescriptions. You may not end up in the coverage gap each year, but you should be aware of how it works, just in case. 

Prescription Drug Information
The 2021 Medicare Formulary includes a list of prescription care drugs covered by a prescription drug plan.

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Surgery & Treatment

 
 
Inpatient hospital $225/day, days 1-7 / $1,575 max per year
Outpatient hospital $325
Ambulatory surgery $225
X-rays $40
Advanced radiology $150
Lab $5
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Preventive Dental

All our plans include preventive dental coverage:

  • Routine cleanings/oral exams - twice per year ($10 copay per service).
  • X-rays - four bitewing or one full-month X-ray per year ($10 copay per service).

Optional Supplemental Dental is also available:
You may add Dental Care with the following optional supplemental benefits (no network - see any dentist):

  Premium* Diagnostic and Restorative Service Cost Annual Max Allowance
Basic $11 50% coinsurance $500
Enhanced $25 50% coinsurance $1,000

*Dental premium is in addition to plan and Part B premium.

Note: Preventive services do not count toward the annual max allowance for dental.

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Plan Highlights

 
 
Worldwide coverage for emergency and urgent care $90/$65
Part B diabetes supplies and monitors $0
Skilled nursing facility days 1-20 $0
Skilled nursing facility days 21-100 $184.00/day
Hearing aid (specific models)* $699 or $999/unit
In-network out-of-pocket maximum $6,700

Explore Plan Details

Medicare Questions?

We're here to help.

1-833-735-4511 (TTY 711)

Oct. 1 - Dec. 31, 8 a.m. - 8 p.m., 7 days a week
Jan. 1 - Sept. 30, 8 a.m. to 8 p.m., Monday - Friday

*If you need a different format, please view our Multi-Language Interpreter Services.

BlueCross BlueShield of Western New York (BCBSWNY) is a division of HealthNow New York Inc., an independent licensee of the Blue Cross and Blue Shield Association. BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.  ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia linguistica, Llame al 1-833-735-4515 (TTY 711) 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711) 

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Content Last Updated: October 15, 2020