2021 Medicare Advantage Plan Options
HMO vs. PPO: How to choose what's right for you!
Choose an HMO if you stay mostly local.
With an HMO plan, you must receive care from doctors and hosptials within the plan's network, except for emergency or urgent care.
Choose a PPO if you travel
With a PPO plan, you can receive care within a network of doctors and hospitals or use out-of-network doctors and hospitals for covered services, usually for a higher cost.
Call us at 1-833-735-4511 (TTY 711)
Oct. 1 - Dec. 31:
8 a.m. - 8 p.m., 7 days a week
Jan. 1 - Sept. 30:
8 a.m. - 8 p.m., Mon. - Fri.
Need More Information?
Request a copy of our full sales brochure to help weigh your Medicare Advantage plan options
Meet with Us
Get help in person by visiting a Medicare Center, or virtually by attending a Community Meeting
Would you like to view all plan details?
Interested in our plans?
We're here to help! You can request a copy of our full sales brochure to help weigh your Medicare Advantage plan options.
Speak to an expert
Questions? A Blue Cross Blue Shield Benefit Consultant is here to help!
1-833-735-4511 (TTY 711)
October 1 - December 31
8:00 a.m. - 8:00 p.m., 7 days a week
January 1 - September 30
8:00 a.m. - 8:00 p.m., Monday - Friday
Request information by email
Recieve Medicare Advantage plan information by email.
Highmark Blue Cross Blue Shield of Western New York (BCBSWNY) is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia linguistica, Llame al 1-833-735-4515 (TTY 711) 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711)
Content Last Updated: March 6, 2021