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Save Money on Medicare Part D Prescription Drugs with EPIC

What is EPIC?

The NYS Elderly Pharmaceutical Insurance Coverage* (EPIC) Program helps pay for Medicare Part D prescriptions, including some that are not covered under Part D. While this is not a discount card, this program offers Medicare prescription help to make your prescriptions more affordable and possibly lower your monthly premium. EPIC has two plans based on your prior year's income: The Fee Plan and the Deductible Plan.

Why should I join?

  • There's little or no cost to you
  • Receive help paying Medicare premiums
  • EPIC may cover Medicare Part D excluded drugs

Am I eligible?

You may be eligible if the following apply to you:

  • New York State resident age 65 or older
  • Annual income below $75,000 if single; below $100,000 if married
  • Enrolled or eligible to enroll in a Medicare Part D plan, and
  • Not receiving full Medicaid benefits

What are the differences between the Fee Plan and the Deductible Plan?

The Fee Plan: Members pay an annual fee to EPIC based on their prior's year income. After any Medicare Part D deductible is met, (if the member has a deductible) Fee Plan members only pay the EPIC copayment for prescriptions. EPIC will pay for the Medicare Part D plan premiums up to $36.55 per month for members in this plan. 

The Deductible Plan: Members must meet an annual EPIC deductible based on their prior year's income before they pay EPIC copayments for prescriptions. Once you meet your EPIC deductible, you will only pay the EPIC copayment for prescriptions. EPIC will pay for the Medicare Part D plan premiums up to $36.55 per month for some members in this plan. 

When can I join?

You can join EPIC at any time during the year! Once you enroll, you will receive a Special Enrollment Period to join a Medicare Part D plan.

Ready to start saving?

Contact us today! We can help you find the EPIC plan that's right for you. Call 1-800-329-2792 (TTY 711) Monday - Friday, 8:00 a.m. - 8:00 p.m.

Visit us

We're here to answer your questions. Stop into one of our new, conveniently located Medicare Centers to meet one-on-one with an experienced Medicare Advantage representative.


Williamsville Medicare Center

Tonawanda Medicare Center

Hours: Monday, 9:00 a.m. - 2:00 p.m.
Tuesday - Friday, 9:00 a.m. - 4:00 p.m.


Orchard Park Medicare Center

Hours: Monday 9:00 a.m. - 2:00 p.m.
Tuesday - Friday, 9:00 a.m. - 4:00 p.m.



Medicare Questions?

We're here to help.

1-833-735-4511 (TTY 711)
Oct. 1 - Dec. 31, 8 a.m. - 8 p.m., 7 days a week
Jan. 1 - Sept. 30, 8 a.m. to 8 p.m., Monday - Friday

BlueCross BlueShield of Western New York (BCBSWNY) is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. BCBSWNY is a division of HealthNow New York Inc., an independent licensee of the Blue Cross and Blue Shield Association. For accommodation of persons with special needs at meetings, call 1-833-735-4509 (TTY 711). The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. To learn more about this program, visit or call 1-800-332-3742 (TTY 1-800-290-9138). BCBSWNY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711).注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711)

Content Last Updated: October 1, 2019