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Medicare Advantage Plan Options

You have options when it comes to Medicare Advantage plans. Let us help you navigate and select the right plan for you. Start by learning the difference between HMO and PPO or skip to view and compare all plans shown below. Learn more below.

New for 2019:

  • Preventive dental: Coverage now included in all of our plans. 
  • Reward program: Members get a $20 reward card (up to $60) after receiving certain preventive services, including their annual wellness visit, colorectal cancer screening, and breast cancer screening (subject to medical necessity). 
  • Telemedicine: Connect with a doctor 24/7 using your mobile device or computer for only $5 more than your primary doctor cost-share.

HMO vs. PPO: What's most important to you?

Do you stay mostly local?

Coordinated care and cost savings

  • Care coordinated through your primary doctor
  • Typically lower premiums
  • Affordable copays for doctor visits

Do you travel a lot, or spend time outside the area?

Flexibility and freedom of choice

  • Access to in-network and out-of-network doctors
  • Coverage when you travel

BlueSaver (HMO)

Pay a $0 monthly premium and have access to a full network of doctors and hospitals.

Your Estimated Monthly Premium $0.00

Forever Blue 751

Pay in-network copays for all plan-covered services when you receive care outside of Western New York with BlueCard travel.

Your Estimated Monthly Premium $197.00

Forever Blue Value

Pay a lower premium and have the freedom to see any doctor or hospital that accepts Medicare nationwide. Costs may be higher out of network.

Your Estimated Monthly Premium $138.00

Senior Blue 601

Get lower out-of-pocket costs and coverage recognized nationwide.

Your Estimated Monthly Premium $0.00

Senior Blue Select

Get a low monthly premium, prescription drugs, and coverage recognized nationwide.

Your Estimated Monthly Premium $54.00

Senior Blue 651

Get lower out-of-pocket costs, prescription drugs, and coverage recognized nationwide.

Your Estimated Monthly Premium $119.00

Medicare Questions?

We're here to help.

1-833-735-4511 (TTY 711)
Oct. 1 - Mar. 31, 8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30, 8 a.m. to 8 p.m., Monday-Friday

Would you like to view all plan details?

A division of HealthNow New York Inc., an independent licensee of the BlueCross BlueShield Association. BlueCross BlueShield of Western New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. BlueCross BlueShield of Western New York complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY: 711).注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY: 711).

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Content Last Updated October 15, 2018.