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Forever Blue Focus (PPO)*


Our Forever Blue Focus (PPO) Medicare Advantage Plan is designed to make Medicare easy for you, offering the same benefits as our Senior Blue HMO plans, but gives you even greater flexibility with the extra benefit of out-of-network coverage. It is designed to give you the freedom to see any doctor or hospital that accepts Medicare. 


*Forever Blue Focus (PPO) covers emergency services at any hospital; however, routine or scheduled medical services at certain facilities, including Kaleida Health and ECMC will be considered out-of-network when billed by those facilities and result in a higher cost-share. You must reside in Erie or Niagara County to enroll in this plan. 


Not sure if this plan is right for you?

Call us, visit one of our Medicare Centers, or chat online. 

Forever Blue Focus (PPO)**

See any doctor nationwide that accepts Medicare. **This plan has a select facility network. You must reside in Erie or Niagara County to enroll.

Your Estimated Monthly Premium $61.00

Plan Information


Primary Care Doctor Specialist
$20 $40
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Use our new Find a Doctor tool to discover if your doctor, specialist, or facility are in-network.

If they are not in-network, you can search to find one that is in our network of providers. 

Prescription Drugs

Medical / Drug Deductibles  $0 / $290 (tiers 3-5)
Part D Prescriptions: Preferred Pharmacy Standard Pharmacy
Tier 1 $10 $15
Tier 2 $15 $20
Tier 3 $42 $47
Tier 4 $94 $100
Tier 5 27% 27%

The Medicare Part D Coverage Gap
The 'coverage gap' or 'donut hole' is a Part D drug coverage stage the changes what you pay for prescriptions. You may not end up in the coverage gap each year, but you should be aware of how it works, just in case. 

Surgery & Treatment

Inpatient hospital $270/day, days 1-7 / $1,890 max per year
Outpatient hospital $375
Ambulatory surgery $300
X-rays $50
Advanced radiology $150
Lab $5

Optional Supplemental Dental Care

Add Dental Care
Optional supplemental benefits (no network - see any dentist)

Premium Preventive Services (2 cleanings & 2 oral exams/year) Diagnostic and Restorative Service Cost Annual Max Allowance
Basic $17 50% coinsurance 50% coinsurance $500
Enhanced $35 Full coverage 50% coinsurance $1,000

Note: Preventive services do not count toward the annual max allowance for dental.

Common Plan Elements

World coverage for emergency and urgent care $80/$65
Part B diabetes supplies and monitors $0
Skilled nursing facility days 1-20 $0
Skilled nursing facility days 21-100 $167.50/day
Hearing aid (specific models)* $699 or $999/unit
In-network out-of-pocket maximum $6,700

*Our plans cover one routine hearing exam per year with a TruHearing provider. Please call TruHearing to verify your benefit and schedule a hearing exam. Coverage is for TruHearing Flyte models only. TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company that administers the hearing aid benefit. 

Plan Perks

What's Included: 

$0 Preventive Services: 

More than 20 services are included at no cost* when you use providers in our network. These services include annual wellness visit, bone density test, cardiovascular screenings, cancer screenings, diabetes self-management training, vaccines, and more. 

$0 Gym Membership:

Stay active with access to more than 14,000 fitness locations nationwide with SilverSneakers®. Enjoy amenities including weight machines, cardio equipment, swimming pools, saunas, exercise classes for all fitness levels, and more. 

$0 Care Management: 

Our nationally accredited care management team works with you and your doctor to help manage your health and meet your unique goals.

$0 In-Home Care:

We've partnered with Landmark Health to create Care at Home -- care and support available 24/7, provided in the comfort of your home. 

Contracts & Additional Resources

Medicare Questions?

We're here to help.

1-833-735-4511 (TTY 711)
Oct. 1 - Mar. 31, 8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30, 8 a.m. to 8 p.m., Monday-Friday

*If you need a different format, please view our Multi-Language Interpreter Services.

A division of HealthNow New York Inc., an independent licensee of the BlueCross BlueShield Association. BlueCross BlueShield of Western New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. This information is not a complete description of benefits. Call 1-800-329-2792 (TTY 711) for more information. BlueCross BlueShield of Western New York complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY: 711).注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY: 711).

Content Last Updated October 1, 2018.