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Medicare Advantage Plan Options

You have options when it comes to Medicare Advantage, let us help you navigate and select the right plan for you.

HMO vs. PPO: What's most important to you?

Do you stay mostly local?

Coordinated care and cost savings

  • Care coordinated through your primary doctor
  • Typically lower premiums
  • Affordable copays for doctor visits

Do you travel a lot, or spend time outside the area?

Flexibility and freedom of choice

  • Access to in-network and out-of-network doctors
  • Coverage when you travel

BlueSaver (HMO)

Pay a $0 premium and have access to a full network of doctors and hospitals.

Your Estimated Monthly Premium $0.00

Senior Blue 601 (HMO)

Get lower out-of-pocket costs and coverage recognized nationwide.

Your Estimated Monthly Premium $0.00

Senior Blue Select (HMO)

Get a low monthly premium, prescription drugs, and coverage recognized nationwide.

Your Estimated Monthly Premium $46.00

Senior Blue 651 (HMO)

Get lower out-of-pocket costs, prescription drugs, and coverage recognized nationwide.

Your Estimated Monthly Premium $117.00

Forever Blue Focus (PPO)**

See any doctor nationwide that accepts Medicare. **This plan has a select facility network. You must reside in Erie or Niagara County to enroll.

Your Estimated Monthly Premium $61.00

Forever Blue Value (PPO)

Pay a lower premium and have the freedom to see any doctor or hospital that accepts Medicare nationwide. Costs may be higher out of network.

Your Estimated Monthly Premium $136.00

Forever Blue 751 (PPO)

Pay in-network copays for all plan-covered services when you receive care outside of Western NY with BlueCard travel.

Your Estimated Monthly Premium $198.00

Medicare Questions?

We're here to help.

1-833-735-4511 (TTY 711)
Oct. 1 - Mar. 31, 8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30, 8 a.m. to 8 p.m., Monday-Friday

Would you like to view all plan details?

BlueCross BlueShield of Western New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal.This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or coinsurance may change January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. You must continue to pay your Medicare Part B Premium. Out-of-network/non-contracted providers are under no obligation to treat BlueCross BlueShield of Western New York members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next. A division of HealthNow New York Inc., an independent licensee of the BlueCross BlueShield Association. A salesperson will be present with information and applications. For accommodations of persons with special needs at sales meetings, please call 1-800-248-9296 (TTY 711). BlueCross BlueShield of Western New York complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-202-9524 (TTY: 711).注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-202-9524 (TTY: 711).

Y0086_MRK2150 Approved
Content Last Updated June 18, 2018