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2021 Individual & Family Plans

 

 

 

 

 

 

 

At Highmark Blue Cross Blue Shield of Western New York, we offer a number of different individual and family plans. You have the flexibility to choose the plan that is best for you. Take advantage of our low-cost premium plans, $0 copay for preventive services, and coverage that is recognized nationwide. Discover a few benefits of Blue below!

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Bronze Standard

Premium covers 60% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $4,700.00 Family $9,400.00

Bronze IND POS 8000

New for 2021!

Premium covers 60% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $8,000.00 Family $16,000.00

Silver Standard

Premium covers 70% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $1,300.00 Family $2,600.00

Silver IND POS 7000

New for 2021!

Premium covers 70% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $2,500.00 Family $5,000.00

Silver Destination 65

Premium covers 70% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $1,600.00 Family $3,200.00

Gold Standard

Premium covers 80% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $600.00 Family $1,200.00

Gold IND POS 200

New for 2021!

Premium covers 80% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $800.00 Family $1,600.00

Gold Destination 65

Premium covers 80% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $500.00 Family $1,000.00

Platinum Standard

Premium covers 90% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual N/A Family N/A

Platinum IND POS Plus

New for 2021!

Premium covers 90% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual N/A Family N/A

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Need Assistance?

Call us at 1-800-888-5407 to learn more about your health insurance options.

Pamphlet Booklet

Dental Benefits

Our dental plans cover pediatric essential health benefits (as outlined in the Affordable Care Act) and adult dental benefits.

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Vision Benefits

We offer a network of vision providers and benefits to make sure you see and look your best.

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View the Individual & Family Brochure

Explore all of our plans at a glance.