Blue Cross Blue Shield of WNY
Essential Plan

The Essential Plan

Contracts and Summary of Benefits & Coverage


The Essential Health Plan costs much less than other health plans, and offers the same essential benefits. Coverage could be as little as $0 per month. In addition, the Essential Plan has no deductible, so the plan starts paying for your health care immediately. You receive free preventive care such as routine doctor visits to get and keep you healthy. View the Essential Plan contracts and Summary of Benefits & Coverage below.


Think this plan is right for you?

You are eligible for the Essential Plan if you meet the following qualifications: 


        - Meet certain income criteria requirements
        - Are a resident of New York State
        - Are a U.S. citizen or fall within the Aliessa immigration status
        - You do not qualify for Medicare, Medicaid, or Child Health Plus
        - Are between the ages of 19 - 64


Our representatives are happy to walk you through the process.

Give us a call today at  1-800-888-5407 or email us at

Want to speak with a representative in person?

Health insurance is complicated. We'll take the time to understand your needs and find the plan that works best for your life, health, and budget. Register to attend a meeting or schedule an appointment to speak one-on-one with a representative. 

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Not sure if this plan is right for you?